Nowadays, especially in Khandesh, there is a wind of distrust blowing in cooperative institutions, whether banking or institutions. While most of the urban co-operative banks, and credit societies are in a difficult situation due to misconduct, irregularities, and excess of wasteful expenditure, Vani Merchants Co-Op Bank , stands like a solid mountain in the middle. Its Chairman's strict principled role, professional and practical approach, and willingness to make changes as per the need of the hour and keeping in mind the importance of remaining practical, is the open secret of the bank's success. "The bank never thinks or discriminates about caste, creed or religion while disbursing loans or launching any scheme. I design them giving priority to the well-being of all communities", a special glow was shining on his face while telling the success story of the bank. Just as gold shines when it passes through difficult tests, similarly this bank has passed through the toughest tests since its inception and is moving ahead successfully for the last three decades.